Private Mortgage
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Get Approved When the Banks Say No: Private Mortgage Solutions That Work.
Secure flexible, fast, and accessible mortgage options through our trusted network of private lenders, ideal for self-employed, credit-challenged, or unconventional borrowers.
Your journey to commercial property ownership
Purchasing a business property is an exciting opportunity, but it can also come with unique challenges. From understanding rates to preparing documentation, the process can be complex. That’s why working with an experienced commercial mortgage broker is key. We’re here to guide you every step of the way, ensuring you find the right commercial mortgage to meet your goals.
Speak to a Commercial Mortgage Advisor
What Is Private Mortgage Financing?
A private mortgage is a loan secured through a private lender instead of a traditional bank or credit union. Private lenders focus on property value and equity — not just credit scores or income history — making this a great option for borrowers who fall outside traditional lending criteria.
Who Is Private Lending Right For?
Private mortgages are ideal if you:
- -Are self-employed with non-traditional income
-Have bruised or poor credit - -Need fast approval (24–48 hours)
- -Are buying unconventional or investment properties
- -Have been denied by banks or A-lenders
- As experienced private mortgage brokers in BC, we negotiate directly with reputable lenders to find the best terms for your situation — without the delays and red tape of traditional institutions.
FAQ’s
A private mortgage broker connects borrowers with private lenders who offer flexible, short-term financing based on property value, not just income or credit history.
Private lenders focus on the equity in your property. After evaluating your home’s value, location, and loan-to-value ratio, they offer terms tailored to your risk profile.
Yes, private mortgage rates are generally higher than traditional mortgages — but they offer fast access to funding when banks won’t approve your application.
Absolutely. Private lending is a regulated, legal alternative to traditional loans. Reputable brokers work only with licensed, transparent lenders.
In many cases, you can get approval within 24–48 hours and funding within a few days, depending on documentation and property appraisal.
Have a question? Ask a Private Lending Expert
Lakhvinder Gill
Private Mortgage Broker – BC & Alberta
Has the bank denied your application? Do you require immediate funding or flexible terms? Lakhvinder specializes in private and alternative mortgage solutions tailored to your situation. Whether you’re self-employed, in transition, or need short-term financing, you’re in safe hands.