Construction Financing

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Build with Confidence: Flexible Commercial Construction Financing

Unlock funding for new builds, renovations, or commercial expansions with a process that’s fast, transparent, and designed around your success.

Your Partner in Construction Financing

Are you starting a new home or building project? Loans let you pay for different parts of a building job over time. Whether you’re building a house or a business, we can help you get a loan that works with your plan and cash flow.

Speak to a Commercial Mortgage Advisor

Build with Confidence. Construction Financing That Works Just for You.

For commercial builders & property developers, the right financing can make the right difference. Whether you’re constructing a new office building, multi-unit development, retail space, or warehouse — we provide tailored construction mortgage solutions that match the unique demands of your project.

With staged disbursements, competitive interest rates, and expert support throughout the build, our construction financing options are designed to keep your project on time and on budget. We work with builders, investors, and business owners across British Columbia and beyond to turn blueprints into thriving businesses.

Flexible Construction Financing for Your Next Build

Our different kinds of construction loans are meant to help you with your whole project, whether it’s an office building, a shopping center, a factory, or a building with more than one apartment.

You can change the types of loans we offer to fit your building timeline, long-term goals, and cash flow needs. We do this since we know every job is different. You can stay on budget and on time because the money is given to you in stages that match up with building goals.

The people who work for us understand business loans very well. These people will help you with things like site evaluations, drawing schedules, and lender standards to make sure the whole process, from applying to getting the money, goes quickly and easily.

Let us help you bring your project to life, no matter the size or complexity.

FAQ’s

How to finance the purchase of a commercial building?

You can get a business loan to help you buy a building for your company. You’ll need a 20% to 35% down payment, good credit, and a lot of money for your business most of the time. Lenders look at how much the property is worth, how much money your business makes, and how much rent you might be able to get before they give you terms.

How does construction financing work?

Construction loans are short-term loans that are used to pay for building projects in stages. Money is given in “draws” based on how far along the project is, like when the foundation is done, the framing is done, the roof is on, and so on. Once the building is done, the loan generally turns into a regular business mortgage or is refinanced in whole.

Is it challenging to get a construction mortgage?

It’s harder to get loans for building projects because they come with more danger. Lenders check to see if the job can be done, the background of the contractor, building permits, cost estimates, and your ability to pay. If you work with professionals, it might be easy to get in.

Are construction mortgage rates higher?

Rates for home loans are usually lower than rates for building loans. This shows the extra risk that comes with building. Once the building is done and the loan is changed to a normal mortgage, the rate may go down to a lower long-term rate.

Are construction loans better?

When you’re starting from scratch or making big changes, construction loans are the best way to go. They give you options by letting you make payments over time, and they make it easy to pay for big projects. A standard mortgage for a new build might be better if you’re buying an already-built building.

Commercial Mortgage & Real Estate Financing Specialist

Lakhvinder Gill

Mortgage Specialist

If you need help with your next project, Lakhvinder is here to do it. Ask him to help you get the money you need, start a new business, or build a house with several flats. Get the help, answers, and information you need from experts at every stage of the building process.