by Web Manager | Jan 28, 2026 | Blog
If you are planning to buy a home, one of the first questions you will likely ask is What Credit Score Do You Need for a Mortgage. In Canada, credit score requirements vary by lender, mortgage type, and borrower profile. Understanding how credit scores work and what...
by Web Manager | Jan 26, 2026 | Blog
Choosing between a fixed and variable mortgage is one of the most important financial decisions for Canadian homebuyers. The debate around fixed vs variable mortgage rates becomes even more relevant when interest rates fluctuate and economic outlooks feel uncertain....
by Web Manager | Dec 24, 2025 | Blog
Surrey is still one of British Columbia’s fastest-growing and most competitive real estate markets. As of late 2025, the average price of a house in Surrey is about CAD $1,023,537 for all types of homes. Detached homes often cost more than a million dollars. It...
by Web Manager | Dec 15, 2025 | Blog
Surrey and all of British Columbia are among the most active real estate markets in the world. As predicted by industry analysts, Canada will enter a critical period of economic adjustment. More than 60% of its mortgages will be up for renewal by the end of 2026. This...
by Web Manager | Nov 22, 2025 | Blog
A mortgage pre-approval tells you how much of a loan a lender might be willing to give you based on your credit history, income, and financial documents. During a mortgage pre-approval credit check, lenders review your credit, which may appear on your mortgage credit...
by Web Manager | Nov 11, 2025 | Blog
In Canada, buying a house is one of the most expensive things you’ll ever do, and your mortgage rate determines your budget. Canada currently has two mortgage rates. For 5 years, the fixed rate is 4.69% and the variable rate is 4.42%. Big lenders like RBC offer...
